What is Instamojo?

Instamojo is a payment gateway that is used to manage small businesses. It also has different ways to pay on-demand. It gives its users bank-level security, such as 128-bit encryption. The users can easily make payment links and share them with their customers to get paid. It also lets you build and grow a business with the help of useful tools and features. With Instamojo, users can easily set up an online store and start selling their goods.

Instamojo Features

• Secured server: It uses 128-bit encryption and a PCT-DSS-compliant payment gateway environment, and it also follows RBI regulations.
  
• Alerts and Notifications: Users can get alerts and notifications about their business management and transactions.
  
• Analytics: Built-in analytics let users keep track of how their business is growing and where it needs to improve.
  
• Invoices: This feature lets users create invoices and payment links to get paid by customers.
  
• Transaction Data Management: This part of Instamojo helps people keep track of the details of their transactions.
  
• Multiple Payment Platform: This option gives users more valuable and easy ways to get their payments or dues.
  
• Simplified Integration: Integration is easier with this feature, which lets people add payment buttons to their own websites so that the integration can happen.
  
• Maintain Multiple Bank Accounts: This feature lets businesses keep track of transactions with multiple bank accounts.

On Instamojo, there are four types of product categories that can be added:

• Physical Product: Add a product to the physical product section if you’re selling something that needs to be shipped.
  
• Digital Product: Add a product to the digital product section if you’re selling any kind of digital file. After the payment goes through, the digital file will automatically start to download. In the confirmation email, your customer will also get a link to the file.
  
• Event Tickets: If you’re selling tickets to an event, add the product to the “Event Tickets” section. You have extra fields like “Venue,” “Start Time,” and “End Time” so that your customers can see everything they need to know before buying tickets.
  
• Other: If your product doesn’t fit into any of the above categories, you might want to put it in the “Other” section.

How Instamojo works

• Upload the digital items, have the customer pay through the Instamojo payment channel, and everything else, including delivery, will be taken care of by Instamojo.
• You can also get paid for things that you can see and touch.
• SEO can be used to improve all product pages, and the canonical tag can be used.
• Fees for transactions are only 1.9%.
• You can add things to Instamojo apps like SMS alerts and affiliate programs.
• There are no set-up costs, and it takes about 5 to 10 minutes to get started.
• Now, Google Analytics is built-in.
• You can make a coupon code for your product.
• Affiliate commissions can be given to each affiliate separately.
• Instamojo was used to sell digital products like eBooks, music, and software directly to customers by posting a link.
• The link took me to a page with information about the goods and a place to buy them right away.
• Instamojo was in charge of hosting the digital files and taking care of the payments.

• Instamojo takes 5 percent of your sales as a service fee.
• Instamojo only takes Indian rupees as payment.
• Compared to other payment gateways, it doesn’t have as many features as they do.
• Instamojo is a brand-new company.
• If you sell things online, you can get your money put straight into your bank account every Friday.
• As a fee, they charge their customers 1.9% of each transaction that comes in.
• Only Indian banks and INR work with it.
• If your customers live outside of India, it may be hard for you to keep a large customer base.
• If you want to get paid more than Rs 10,000, you must send a scanned copy of your PAN number, bank statements, and the cover of your checkbook.
• Some of the other payment gateways charge a little less than the 1.9% fee that this one does.
• On any payments you get, you will be charged a flat fee of 1.9%.
• Instamojo only takes Indian Rupees as payment.
• India is the only place that does this.
• The flat rate of 5 percent for digital goods is higher than what other payment providers charge.
• There is no wallet support like there is with Mobikwi or Paytm.
• On the other hand, PayPal is not a payment option for Instamojo.
• Users can only use their services if they have an Indian bank account.

Google Chrome Extension

First of all, did you know that you can quickly make payment links for your customers right in your Gmail account? Simply:

• Add the Instamojo Chrome Extension from the Chrome Extension Store to your Chrome browser.
• Go to your Gmail inbox and click “Compose” to email your buyer and ask for payment.

With the Instamojo add-on for Google Chrome, you can:

• Look at the payment links you already have.
• Send customers the payment links they already have via Gmail
• You can send payment links in emails from your own Gmail account.

Embed Payment Button

The embed pay button is one of the most popular tools that our customers use to get paid. With the Instamojo pay button, you can design your own payment button to collect money.

If you have an Instamojo account, you can use our new and improved pay button to collect payments without the help of a developer. The Instamojo pay button has some extra benefits, such as:

• Website optimization
• Graphics that are better and easier to use
• Image and description of what it is above the pay button

When you open the site, you’ll see the two choices.

1) Merchant
2) buyers

• If you want to sell the product, choose the “merchant” option and then fill in your email address and password.
• After that, add your phone number and wait for an OTP when the OTP verification is done.
• You’ll be asked for your username.
• Add the username and check to see if it’s available. If it is, click on the next detail.
• After that, you’ll put in your PAN card number, name, and address, then click “yes” or “no” and “next detail.”
• Then, put in your bank information, such as your Bank Account Number, IFSC code, and Account Holder Name.
• When you fill out all of these details, you will be able to create an account on Instamojo, and you can then go to the dashboard.

How do we sell services and products on Instamojo?

I don’t think so. India already has other best Payment Gateway Systems like Instamojo. Here, we have a lot of ways to quickly sell our goods and services.

If we have a lot of physical and digital products, we put them on our online store and sell them at our own expense. If you want to sell products on Instamojo, you log in with your email address and go to the dashboard. Here, you will see two options:

1) Payments link

2) Goods and Shop

If we want to get paid by someone else, we click on the payment link and set the payment details. Instamojo then gives us a link that we can send to the person from whom we want to get paid.

If you want to sell a book, physical product, or digital product on Instamojo, you click on product and store. This will bring up a list where you can add the title, description, and image of your product.